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One particular commenter elevated worries the Division's justification for choosing to established undergraduate loan payments at 5 percent of discretionary money is predicated on considering equal Added benefits for undergraduate vs . graduate borrowers. They reported the Department by no means defined or justified why the Division's aim should be

One commenter argued we should have utilised far more objective info from your IRS as opposed to the SIPP. The commenter questioned why the Division chose to base its comparison on those having an money underneath 100 percent FPL, when it could have preferred to employ one hundred fifty p.c from the FPL established by Congress.We concur Along with

We reviewed many resources of information. SIPP is a longitudinal dataset administered with the Census Bureau. Information regarding the methodology and design and style can be obtained within the Census Web page.[sixty] We feel that the SIPP information is sound and probably the most ideal dataset to work with for our reasons because it has inform